James Lunders

As we step into a new year, it’s the perfect time to reflect on your insurance coverage and ensure it aligns with your current needs. Life changes—whether it’s a new home, a growing family, or updates to your vehicle—can impact the protection you need. Reviewing your policies regularly helps make sure you’re not underinsured or paying for coverage you no longer require. My goal as your State Farm agent in Central Iowa is to help you enter the year confident and protected.

Making a New Year's resolution to review your insurance is a smart way to safeguard your future. Together, we can assess your auto, home, renters, and life insurance policies to identify any gaps or opportunities for savings. By staying proactive, you can avoid surprises down the road knowing you have the right coverage in place.

I’m here to guide you through every step of the process and answer any questions you may have. Let’s work together to make sure your insurance policies are up to date so you can focus on what matters most—living your life to the fullest in 2026 and beyond!

Here at the James Lunders State Farm Insurance office, we are proud to serve West Des Moines, Des Moines, Ankeny, Clive, Urbandale, Norwalk, Johnston, Grimes, and the surrounding Central Iowa areas with Auto Insurance, Home Insurance, Renter’s Insurance, Condo Insurance, Life Insurance, Business Insurance and Pet Insurance. We are also here to help with resident relocation's to the Polk, Dallas, and Warren County areas.

We can now also help you in Nebraska, Missouri, and Minnesota effective 2/1/23! Give us a call!

James Lunders is one of the Top 5 State Farm Agents in Central Iowa area and among the top third of more than 400 agents in the entire state of Iowa. He started his agency in 2005, building it from the ground up, beginning with, as he says, “three policies- all belonging to me and my wife for our cars, our home, and our life insurance.”

James has created an abundantly successful business built on “Remarkable” customer service, a natural ability to engage people at an entry level, and a commitment to helping diverse populations within the community. His agency has created a business model focused on State Farm’s financial products and services.

Give us a call if you are moving to West Des Moines, Des Moines, Ankeny, Clive, Urbandale, Norwalk, Johnston, Grimes, or the surrounding Central Iowa areas. We are committed to meeting the insurance and financial needs of Central Iowa populations and helping those who relocate to our area.

My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Car Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Pet Insurance, and Life Insurance, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Text, Click or, Stop by today for a free State Farm Auto Insurance, Home Insurance or Life Insurance Quote!

Lastly, from all of us here at James Lunders agency we look forward to seeing you soon and serving your State Farm Insurance needs!